Banking
Specializing in UHNW banking, we offer a range of strategies to help your cash work, while maintaining liquidity and flexibility.
Cash is a key element within your overall wealth strategy.
In addition to helping to diversify your core portfolio, cash provides flexibility to make investments and pursue opportunities.
We believe your cash should work as effectively while also being accessible when you need it.
We offer a wide range of banking products and services tailored to your personal needs, including flexible private bank deposit accounts.
The strategies we create can help you maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow.
If you have banking needs in other regions of the world, we can also provide you with banking products there, as well as dedicated service from a local private banking team.*
In addition to personal banking, we also provide treasury management services to help your business achieve greater operating control, increase efficiency, reduce costs, minimize risks, and monitor activities in real-time.
Our banking service helps individuals and families manage their cash flow and short- to medium-term liquidity needs.
How we serve you
MAKING YOUR CASH WORK HARDER
Enhancing liquidity can play an important role in your overall wealth management strategy.
We can offer tailored short- and medium-term solutions for your wealth in a broad range of currencies.
These include cash and checking accounts, time deposits and certificates of deposit, and money-market accounts.*
ADDRESSING YOUR PRECISE NEEDS
We work with you to gain an understanding of your family’s current and future requirements for liquidity.
We can then recommend an appropriate strategy using a suitable mix of solutions.
In addition to yield-enhancement strategies, we offer solutions for day-to-day transacting, conducting transactions in foreign countries, and credit.
OUR BALANCE-SHEET STRENGTH
Citi Private Bank is part of one of the most well-capitalized financial institutions in the world.
Citi provides banking services to approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions.
Please review a summary of our organization’s recent key financial information.
Meet our people
Michael Zinkowski
Meet our wealth expert
Michael leads a team of sales professionals across the Americas who consult with ultra high net worth and high net worth individuals, as well as key business segments, including private equity, real estate, law firms, family offices and sports, to understand their liquidity and treasury management needs and deliver appropriate solutions.
Michael joined Citi in 2002 and has over 16 years of banking and treasury management experience working with corporate, commercial and middle market companies.
Prior to joining Citi Private Bank in 2007, Michael was an Assistant Vice President in the Commercial Business Group at Citi, as a part of the treasury management sales division. Earlier in his career, Michael worked in Citi’s Treasury and Trade Solutions business as an Implementation Manager.
Michael holds a Bachelor’s degree in Finance and a minor in Economics from the University of Delaware and a Master of Business Administration from Baruch’s Zicklin School of Business. He earned his Certified Treasury Professional credentials in 2008 and is a member of the Association for Financial Professionals (AFP).
Biagio Pascarella
Meet our wealth expert
Biagio leads a team of specialists who develop and provide strategies and solutions to address our clients’ cash and deposit needs
Biagio joined Citi Private Bank in 2016 as Chief Financial of Officer for North America. In this role, he developed and drove execution of the regional business strategy and managed financials, including budgeting and forecasting, reporting, analysis, and system implementations.
Previously, Biagio spent over a decade at Barclays and Lehman Brothers, where he held various finance roles supporting their wealth management business.
Biagio holds a bachelor’s degree in business administration and business management information systems from Seton Hall University.
Sambamoorthy Nandakumar
Meet our wealth expert
Based in London, Samba leads our cash and custody solution teams in the region, helping clients to make use of their short-term liquidity and ensuring the safekeeping of their investments.
He is also the Global Chief Administrative Officer for Cash and Liquidity Solutions. Previously, he served as Chief Financial Officer for Citi Private Bank in EMEA and as Technology Director for Citi’s International Personal Bank.
Samba qualified as a Chartered Accountant and a Cost & Management Accountant.
Nandagopal Nair
Meet our wealth expert
Nandu has overall responsibility for meeting clients’ banking and margin lending needs across Asia Pacific.
Since joining Citi in 1994, he has served in the Corporate, Consumer and Private Banks.
He brings 25 years of industry experience to clients, including roles in trading, sales, treasury and wealth advisory.
Nandu has a bachelor’s and an MBA from the Indian Institute of Management.
Insights
See our insights and the issues that matter for your wealth.
Insights
See our insights and the issues that matter for your wealth.
Global citizens
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